“Financial discipline is not about how much you earn. It is about what you do with what you have.” – Razia Khan, Chief Economist, Standard Chartered Bank Africa

Wealth is built not just by earning more, but by managing better. Financial discipline is a mindset rooted in planning, saving, investing and learning.

Every account opened, every share bought, every dividend reinvested is a vote of confidence not just in the markets, but in your own strategies and future.

Capital markets reward discipline. They turn modest beginnings into meaningful outcomes through the power of compounding, reinvestment and time. Start where you are and stay the course.

Money & Markets is a Capital Markets Advocacy & Research Boutique helping investors to invest wisely & safely in our capital markets.